Introduction

Now a days, most of the people have atleast minimum one loan account, but due to time constraints, we cannot follow up the repayment track. So, most of the time, our money is unnecessarily debited from our account without noticed or without proper intimations, like,

  • We paid EMI properly but principal amount not reduced.
  • Paid EMI but reflecting at cibil negatively.
  • Interest deducted but not reflecting in statement.
  • EMI amount changes or tenure changes without pre intimation.
  • Periodical charges debited in loan ledger without prior intimation.
  • Cash paid but amount credited at loan account difference.
  • Excess processing fee, unnecessary insurance charges, extended tenure calculations.
  • Part Payment and pre payment charges calculation are not as per RBI and bank norms and sanction letter.

So to provide strong clarity and support relating above issues, we provide statementvalidate services.

We provide solution by;

  • Periodic collection of loan statement from customer and explain the interest calculation and mismatch amount
  • Provide confirmation on normal interest rate to customer, as per RBI Repo rate
  • Guidance to approach the bank to reduce the interest rate
  • Validate the statement by confirming any unnecessary charges collect or any mismatch is available
  • Make customer to notice about penalty charges and interest on penalty paid
  • Guidance for takeover of loan necessity and/or take over Gain/loss calculations
  • Guidance to Pre payment or part payment charges
  • Guidance to loan closer and closer amount calculation
  • Confirmation on gold loan apparels charges
  • After loan closer, checklist to collect from bank and financial institutions
  • NRI loan and deposit calculation and clarifications.

Mission of your company

Our core values to build strong understanding relationships with all our customers, partners and employees.

Vision of your company

A clarification about financial transactions made by every customers of financial institution and bank.

Our objective is to validate the statement interest calculation which is debit in loan account, interest changes, charges, closer of the loan, other hidden fees and all debits in loan account to customers with regular interval and when needed.

Industry Profile/Company Profile

We clarify the customer that amount debited in loan account are as per norms, we require only loan statement from the customer.
We start up the company based on the website , because maximum loan customers using the internet, so they can up load the loan statement in our website , then we can verify the loan statement and if needed SB/CA bank statement and validate any interest amount mismatch debit in loan ledger, or any interest reduction or EMI change or Tenure reduction not applied the loan account, customer payment not reflecting in loan ledger, penalty or any charges debit in loan account .
We are provide the services yearly bases (like AMC) or one time service